Mobile Banking USSD Codes Kenya

Mobile banking has revolutionized the way individuals and businesses manage their finances, offering convenience and accessibility at their fingertips. In Kenya, where mobile money services like M-PESA dominate the financial landscape, banks have integrated mobile banking into their operations to facilitate seamless transactions. One of the essential aspects of mobile banking is the ability to transfer funds between bank accounts and mobile money platforms. To facilitate this process, banks provide unique USSD codes and paybill numbers, enabling customers to easily transfer money from their bank accounts to M-PESA and vice versa. In this article, we explore a comprehensive list of mobile banking codes and paybill numbers for various banks in Kenya, providing users with a convenient reference guide for their financial transactions.

BANKBank to M-PESA (USSD)M-PESA to Bank (Paybill no.)
Comm. Bank of Africa*654#880100
Co-operative Bank*667#400200
Standard Chartered Bank*722#329329
ABSA Bank (formerly Barclays)*224#303030
NIC Bank Limited*488# / APP488488
Family Bank Ltd*325#222111
CFC Stanbic*208#600100
Equity Bank*247#247247
National Bank*625#547700
Chase Bank*275#552800
I & M Bank Limited*458#542542
Diamond Trust Bank (DTB)*385#516600
Jamii Bora Bank*344#529901
ABC BankAPP111777
Credit Bank*699#972700
Consolidated Bank LTD*262#508400
Equatorial Commercial Bank*286#498100
K-REP BANK*527#111999
Transnational Bank*862#862862
Post Office Savings Bank*498#200999
Gulf African Bank*399#985050
Housing Finance Company Ltd*231#100400
Bank of Africa (BOA)*987#972900
UBA Bank*368#559900
Guardian Bank*356#344501
Prime BankAPP982800
Guaranty Trust BankAPP910200

DTM (Deposit Taking Microfinance Institutions)

BANKBank to M-PESA (USSD)M-PESA to Bank (Paybill no.)
SMEP DTM*741#777001
Vision Fund*985#200555
Rafiki DTM*366#802200

In conclusion, mobile banking has become an integral part of the financial ecosystem in Kenya, offering individuals and businesses a convenient way to manage their finances on the go. With the proliferation of mobile money services like M-PESA and the integration of mobile banking by traditional banks, customers now have more options than ever for conducting transactions seamlessly. By leveraging USSD codes and paybill numbers provided by banks, users can easily transfer funds between their bank accounts and mobile money platforms, enhancing financial inclusion and accessibility. As technology continues to advance, mobile banking is poised to play an even more significant role in shaping the future of finance in Kenya.

scroll to top